In these tough financial times it isn't easy to keep ahead of your bills and due to inflation money is buying you a lot less than it used to in the past. If you need money for bills, if you need money for unexpected circumstances, if you need money for living expenses...
10 Ways To Get Your Finances Ready For The Year End Spending Sprees
So we're heading into the end of the year where balancing your paycheque becomes even more important and will take plenty of strain. Holiday's, Christmas gifts, back to school preparations and more can really put a dent in your budget as well as rising petrol prices...
Don’t Let Black Friday Leave You Blacklisted
There’s a lot to love about the end of the year as we approach the holiday silly season. But with that comes some reckless behaviour which should be kept under control especially with so many sales pitfalls coming your way. For example, be careful not to overspend...
10 Tips To Reduce Your Monthly Spending
Due to the recent junk status downgrade, South African consumers are likely to pay more for food, fuel & other necessities, this will, in turn, be putting a lot more pressure on their monthly budgets. Unfortunately, this isn't where the bill will stop for most of...
How South African’s Can Avoid Losing Their Cars To Debt
South Africans are still not coming to terms with their finances and how to better use financial instruments, this has landed them so deep in debt that most of them have no idea how to get out of it, forcing the most desperate to sell their cars. When faced with this...
How To Handle The Financial Blow of Divorce in SA
Let's face it, divorce can and probably will be financially and emotionally crippling for all involved and even though it can be complicated and driven by emotion it is important to take a step back and the best make decisions based on sound financial advice for both...
Debunking 7 Popular Credit Card Myths
Throughout the world, credit cards have gained prominence as a purchase enabler that empowers consumers to conveniently spend while also having access to a credit facility 24/7 as well as the gateway to purchasing goods and services online. Credit cards have made a...
Pick N Pay To Start Selling Food On Credit
In the current economic climate, consumers are feeling the pinch and struggling to make ends meet, having to get back on spending and concentrate on servicing basic needs and consolidating their debt. A long road that is easier said than done, this sort of climate...
10 Ways To Stretch Your Holiday Budget
For many South Africans, the December holidays are just around the corner. Irrespective of where you are going and what you will be doing, it is only natural to want to indulge more than usual. No matter how you choose to enjoy your holiday, whatever, you do don’t...
8 Money Mistakes The Middle Class Keep Making
In South Africa, about 4.3 million middle-class citizens are making use of credit this isn't surprising as many consumers use credit for a variety of purchases from homes, vehicles, clothing to FMCG. Frankly, many South African's have become used to using credit and...
Dangerous Debt Traps To Avoid
Due to the tough economic climate, it may not be that easy to get credit as it was before but that doesn't mean it's going to stop some from finding alternative means of financing the things they want. Why? Because credit is so easier to get than having to save up for...
10 Questions You Should Ask A Debt Counsellor
Deb review hasn't been cast in good light over the past few years with many consumers being scammed or have bad experiences with debt review companies. Many consumers looking for debt review can be easy targets for scammers or illegal practitioners who want to make a...
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