Having complete control over your finances isn't a trait all of us are born with and managing your money comes from self-discipline and setting down positive habits from the day you start to earn an income. Saving may seem easy in theory but it requires consistent...
10 Things You Should To Do When You Get Retrenched
During tough times its not only consumers who feel the pinch but companies too and to stay afloat businesses often look at ways to reduce their operating costs. This normally results in the retrenchment of a number of employees. In this article, we will help you...
12 Ways To Save When On Your Grocery Shopping
At ezDebt we're always encouraging South Africans to take control of their finances, to spend responsibly and live within their means. We know this isn't always possible but it is important to get into habits that will set you up for future financial success. While...
What Is Your Consumer Rights In South Africa
A major part of South Africa’s economic growth is increasing the amount consumers’ as well as the amount of consumer spending that happens annually within the country. When consumers spend on goods and services they drive up production and facilitate growth in a range...
How Do You Use Your Extra Cash? 13th Cheque Tips
If you've received a 13th cheque or tax refund this past year then you're one of the lucky South African consumers with only a small percentage of South African's getting a little something extra this year. While it can come as a surprise during tough economic times...
Why You Should Pay Attention To Alt Coins?
If you're reading this you've probably heard of Bitcoin the generic term currently categorizing the entire cryptocurrency market. Bitcoin has become most peoples introduction to the concept of cryptocurrency and will for the foreseeable future be the generic term for...
South Africans Tend To Fall Into These Debt Traps
When we look at the latest information on consumer credit behaviour which was released by credit bureau Compuscan it offers a sobering view on how South Africans use their money. It has revealed that more consumers had moved into higher delinquency categories from Q2...
10 Tips On How To Throw An Affordable Kids Birthday Party
Let's face it Birthday parties are now an annual expense for parents and they don't come cheap. Parents are competing to throw the best bash for their little ones and have forgotten the essence of good fashioned fun. Yes, we all want to throw a birthday party that...
10 New Years Resolutions Tips For Your Budget
The New Year almost upon us and you are probably planning a number of resolutions that you are hoping to adhere to. The New Year is not only a time to review your personal & professional goals, but also a fresh start for your financial goals. January is the...
How South African Parents Can Prepare For School Fees
The end of the year is upon us it is easy to get swept up in the holiday craze. Stores are encouraging overspending with great deals, you're spending on end of year celebrationChristmasass gifts, local or international holidays and not really thinking about the...
12 Ways South Africans Can Handle Credit Card Debt
If you’re stuck dealing with credit card debt then the first thing you need to realise is these are not special circumstances, you’re not alone plenty of South African's have misused their credit cards or had to lean on them during tough economic times. The National...
I need a loan to pay my debt in South Africa: The Pros & Cons
So you have an emergency expense or simply too much month to get through on what you have left and you think a loan is the only option to get you through this difficult time. While short-term personal loans can be helpful if used correctly it isn't always the answer...
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